The cheque has been cancelled so no you cannot try paying it in again. I bet you didn't manage to get the PC back either.
Note the check didn't "bounce" due to no funds, it has been cancelled.
You sure they haven't just gone on holiday or something?
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Did it bounce or not, ie was it returned "refer to drawer" or somesuch?
IIRC, a bounced check can be re-presented because by the time it is, the account might be in funds again, in which case the check will clear.
Good luck!
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Rob, it was Xtype who had the computer/cheque problem - Audi who disappeared without telling us the outcome of his meeting with his potential father in law!!
Audi, what does the letter from the Bank say? Sometimes says to re-present the cheque, sometimes to refer to issuer. If it bounces again, then the money would, again, come from the account of the person who issued the cheque.
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Sorry oops on my part I think. I read bounced cheque and thought it was Xtype. We do need to know why it bounced before offering full advice. If stopped then there is no point presenting at the bank again.
More details please.... does sound like a similar tale to Xtype though... bounced cheque and woman vanishing... sign of the times?
Edited by rtj70 on 13/03/2009 at 16:41
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the person who issued me the cheque gave me 2 cheques. one for £65 the other for £60. The £60 went in fine, the £65 came back from the bank with 'refer to drawer' written on it.
If I put the cheque in again will I be charged if it bounces or is the charge on the person who wrote the cheque out?
thanks
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...came back with 'refer to drawer' written on it....
Banks use two phrases: 'refer to drawer', or 'refer to drawer, please represent'.
The latter means the bank has some expectation the cheque may clear next time - they might be expecting a regular credit, such as salary, to the account.
'Refer to drawer' means the bank has no expectation the cheque will clear. There's no money in the account, nor is there likely to be.
Bad news from the payee's point of view, but at least in this case it is only £65.
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There are (or used to be) debt recovery firms who will pursue this for you for just a success fee.
If they will chase the £65, they will probably want half though.
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Chase it yourself - far more fulfilling.
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on the subject of the father in law to be he said YES! I went into the jewellry quater in birmingham and after much haggling over 3 days finally settled on a nice ring. Im going away next week s il be popping the question then!
Thanks for peoples advice on that one.
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