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Let's say a parent wanted to give an adult child £18,000.
It seems they can give £3,000 in any year tax-free, and can back date allowances one year so could give £6,000 in one go.
What if the parent gave two other people £6,000 too, and those people then decided to give their money to the adult child?
Would that be very bad? If so are there any other 'less bad' tax efficient ways of giving this kind of money?
Parents sometimes buy their children cars, sometimes even new cars. Is that strictly speaking a taxable gift?
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Rebecca,
The 3k rule applies for completely tax free gifts, any excess is a PET (potentially exempt transfer) and if the parent lives for another 7 years then the full gift is tax free.
A bit of a minefield depending on circumstances.
StarGazer
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Thanks Ian. I couldn't make sense of the info on the revenue website. I will put the circumstances to them over the phone and see what they say.
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rebecca -
not knowing which pages on the revenue website you have looked at, here they are in case you have not seen these:
www.hmrc.gov.uk/cto/customerguide/page6.htm
www.hmrc.gov.uk/cto/customerguide/page6.htm#8
www.hmrc.gov.uk/cto/customerguide/page6.htm#11
www.hmrc.gov.uk/cto/glossary.htm#Taperrelief
the tax, and the need to report cash gifts of the type you refer to, arises only after the death of the donor.
hope that helps.
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That does help, thank you. I was disregarding sections on IHT as I thought that was a separate issue.
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There is no income, capital gains, or capital transfer tax - nor stamp duty - on gifts of cash to children - or others.
Only if you die does your executor have to look at gifts you have made in the seven years (to the day) before you died. If in any one year the deceased made gifts of over £3,000 then you have to look at the rules you are talking about.
A little known rule is that as well as that £3,000, you are permitted to make regular gifts out of income. So if you earn (after income tax) £1m a year, and only spend £300,000 on cars, women and yachts then you can give away £700,000 each year without fear of IHT.
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Be warned that the devil is in the detail though. "...regular gifts out of income" is the key point. So, in Mapmaker's example of the wealthy person, this only would work if a regular pattern of gifting was established. It would not work if, for example, the person had a bad year and could not afford to gift anything - the regular gift pattern would be broken.
Also worth remembering that the exemption is tapered, so although for full exemption seven years must pass, IIRC from the fourth to the seventh year there is a sliding scale.
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Only if you die does your executor ... etc.
that the exemption is tapered, so although for full exemption seven years must pass, IIRC from the fourth to the seventh year there is a sliding scale. ..etc.
xileno and mapmaker - relax, all this is covered in the links i posted above; which, as rebecca admitted, she had missed looking at as she was not searching under inheritance rules.
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I'm having a terrible time with mosquitos at the moment. My boy has eight bites on his face this morning, enough is enough. I spray all the bedrooms with Raid Max an hour before they go to bed but unless they're caught in the blast, it doesn't seem to kill them. I don't live anywhere near stagnant water but I'm a kilometre from the river.
What about those plug in things? Do they work? I'm going to get something to spray his body with, anybody tried that? Other tips?
Is there a mosquito season? When do they die off naturally?
I'm fed up with them, my arms are so scabby I look like a heroin addict.
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Boots sell a product called 'Mosquito Milk' - a very concentrated insect repellant which has proved very effective for me and my wife on our trips to India. You may have to get it from Boots online as very few shops will have it now winter is coming.
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Dave,
Have a read of this link: heritage.scotsman.com/ingenuity.cfm?id=1819182005
I haven't tried it myself, but several of the folk in my office also report it's very good! And if the Marines are prepared to be caught using Avon skin-so-soft products, there must be something in it....
--
RichardW
Is it illogical? It must be Citroen....
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The single most effective solution to mosquitos is a mosquito net. Should cost almost nothing - even IKEA sell them, I believe.
V
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I visit Cyprus regularly and find the plug in with tablets work brilliantly.
My mate who lives there scoffs at them but he isnt bothered by them. He drinks vast quantities of KEO brandy and never gets bitten and swears this is the reason.
Not exactly the solution for your son so its either the plug in job or the mosquito net.
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In Greece this year I was told that the locals use ouzo.
The trick is to order a shot of ouzo, drink half and put the rest on a napkin and wipe it on your skin as you would an insect repellant. Gave it a sceptical try and it seemed to work.
Mind you I'm not sure where you'll find ouzo in plentiful supply here.....
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My mate who lives there scoffs at them but he isnt bothered by them. He drinks vast quantities of KEO brandy and never gets bitten and swears this is the reason.
I'll drink to that technique! During twenty years in Johannesburg, I maintained a regular intake of the local "brandewyn" and never had any problems (with mosquitos)!
--
e Prof
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I have read about the Marines using Avon stuff "The wonder cure is a £5 bottle of dry oil body spray from Avon's Skin So Soft range", I have used Jungle Formula midge repellant in the west coast of Scotland, also Boots Soltan after sun contains insect repellant though is very gentle on the skin.
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Avon stuff "The wonder cure is a £5 bottle of dry oil body spray from Avon's Skin So Soft range",
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i second that. good stuff. but also use mosquito nets, and keep as much of the body clothed when out of the nets.
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What about those plug in things?
As used in fish and chip shops they work and they rely on a blue/UV light to attract and a high voltage live wire grill to kill. You hear a crack sound when a fly touches the grill as it is at spark voltage.
I had a black plastic one that worked. The light was provided by a miniature tube like a fluorescent tube, as in the F & C shop, with no coating so the raw ultraviolate light comes out.
I ditched it when I found a smaller 13 amp plug type one -- BIG MISTAKE. That new one used a blue LED to provide the light and never attracted or caught anything. Not even one fly.
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The little plug in *tablet* type have always worked for me on holidays in the Med. For a trip to Egypt I got some of this LifeSystems spray they sell in camping shops: snipurl.com/xhs9 ; AFAIR I did not get any bites, but when used you can sometimes feel a bit of a residue on your skin so the Avon stuff might be better.
Maybe they just don't like my flavour! I couldn't remember the name of the product above so while trying to find it I found this: snipurl.com/xhsf . Which says some people are more 'tasty' than others, and its due to genetics.
:o)
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The real secret is to find someone to share your bed who is more attractive to mosquitos than you are!
I use my wife as a mosquito magnet, and very rarely get bitten when in bed. She however, does not share my entusiasm for this strategy.
The failing of a net is that once one gets inside it has a captive victim.
--
pmh (was peter)
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A friend of mine swears by anti-mozzy wristbands that last about a fortnight - don't know any brand names but Google will provide I'm sure.
A net is your best, quickest fix.
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If you live in a swampy or muddy area with many puddles there's nothing you can do, but if not it might be worth looking round your house for any stagnant water and either draining it or putting a coating of paraffin on the surface, suffocates the larvae. However if you have water butts for gardening etc. you can't do that.
Mosquito nets work, if intact, but are very uncomfortable in the places where mosquitoes are dangerous because your body heat builds up inside them. Might be OK in Poland though!
In Africa I used sometimes to buy 'coils', cardboard treated with chemicals, which smoulder all night making a smoke that is supposed to repel the little brutes. However you may be at the mercy of the prevailing draught with them, some say they are toxic to humans and after a night breathing their smoke yr hangover somehow seems worse than normal.
I suppose Poland will be malarial after a few years of global warming. It is said that Siberia in summer (like Canada) is made hellish by the things.
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I can't use nets on my bed, it's right in the corner of an attic room, there's no way of hanging it and not sure if I want the boy to wake in the night and be stuck in his cot. He always wakes at dawn and comes up to our room.
We don't have any sewage from our house, I have a 10m3 poop tank but I've never seen any mosquito activity when I've been sniffing around it.
I've even tried the coils but can't report that I've noticed any difference. I don't like them burning through the night either.
I might try the Avon route as wifey's one of their agents. And one of those jade plug-ins.
I have to say I have never, ever been bitten by anything before. Might have to start wearing jim jams again.
Cheers all
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Mosquitos are attracted by scented shower gels/aftershaves/shampoo etc and prefer dark colours to light, so it might help to ensure whatever toiletries you use for your son aren't scented and to use pale-coloured pj's and sheets.
They're not partial to anything that smells of citronella, either, so if you're getting a plug-in deterrent, try it. It'll smell better than most bug killers too.
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Teach your son to smoke, cigars are best,
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TourVanMan TM < Ex RF >
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>>Mosquitos are attracted by scented shower gels/aftershaves/shampoo etc<<
That can't be right - Dave's getting bitten.
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They like big bones and lots of sweat too.
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"cigars are best,"
But a pipeful of St Bruno is even better!!
And as well as all the excellent suggestions above (I especially like the copious quantities of Ouzo and brandy!) garlic is another thing mozzies don't like. Met a French bloke in Greece once (yes he had cycled from France to Greece) and what he did was eat a couple of cloves (not bulbs) of garlic each day - he swore that he was never bitten because even his sweat smelt of garlic - trouble is, it's likely to drive away your wife, friends and family as well! (may not be a bad thing!!??) We could smell the Frenchman long before he came into sight!
--
Phil
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I'll second the Avon recommendation, also the Jungle Juice.
Mossies don't like people who like Marmite either.
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Plug ins?
Tablets are Ok but you need to put in a new one every night.
Burning coils are ok but smell.
Sprays/lotions best for when you are out and about
We use Raid or Baygon plug ins with liquid bottles, last for more than month (even if you leave them on all day), work with the windows wide open and dont smell like the coils - not much use when you sit on the patio late evening but at least you dont get eaten in bed.
Only trouble is they dont sell them in the UK so have to buy them on hols in France and use an adapter.
We live near two big ponds and get loads of mossies, even in Surrey in Sept (not many this week - obviously geting too cool now.
Dan
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PS marmite supposed to work but I'd rather get bitten - yuk
;-)
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PS marmite supposed to work but I'd rather get bitten - yuk ;-)
Taking a big knife load of Marmite ready to spread on toast and set me up for a long drive - motoring connection! - my wife yesterday said "Eugh, how could you?"
"What, eat Marmite?" said I, wiping the whole delicious load from blade in to my mouth.
Scrummy! :-))
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Marmite may work, but doesn't it rub off the skin, and onto the sheets?
--
pmh (was peter)
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But with practise it gives you a lovely tan
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TourVanMan TM < Ex RF >
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I wondered whether anyone had travelled on the LD Lines route from Portsmouth to Le Havre. All the cabins seem to have gone on the date I want to go, so a seat is the only option. Having travelled on the old P&O route many times, I have never been on one of the LD Lines ships and wondered whether the club seats/lounge offered anything worth having - the LD Lines web site is pretty basic and simply refers to "extra inches" in the seats. Have any backroomers used the route in club class?
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Sorry mods, meant to put this in the latest "I Have a Question" thread! {Done (obviously) - DD}
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LD Cabins P-LH are never offered to car drivers - all reserved and only sold to freight drivers, or so I'm told.
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LD Cabins P-LH are never offered to car drivers - all reserved and only sold to freight drivers, or so I'm told.
That's just not true. There are not many cabins so you have to book early if you want one. The boat is going in for a re-fit sometime this year and more cabins will be provided as a result.
If you can't get a cabin go for Club Class and bag a sofa so that you can stretch out and sleep. I wouldn't recommend the recliners. A friend reckoned he slept better on one of the couches than in a cabin.
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Hi,
My cousin is visiting from Canada and needs to spend a night in london without breaking the bank (shes a student).
She is after, and I quote - 'central, clean, not going to get the bags stolen' - and cheap (ish).
Ive told her that this web site would come up with some good recommendations :)
thanks
Mark
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Travelodge on a £10 or £26 per night saver deal.
I stayed in Travelodge Kings Cross with my Mum this week - twin room £26. Clean, comfortable and secure. There are plenty dotted about London, but for these deals you must book in advance. see www.travelodge.co.uk
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On the odd occasion work requires me to stay in London I've used the Tavistock Hotel in Tavistock Sq, close to Euston. About £60 per night B&B for a single with facilities. Part of a larger group covering the very basic County up to 4* Imperial. See www.imperialhotels.co.uk/ .
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thanks - Ive passed those on to her.
M
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Anybody with experience of these, or specifically the Bosch AHS-41?
My previous 600w Bosch has died (only a piece of broken plastic on the safety interlock mechanism, but will take a little time to fix).
I am a little wary of the power available from a cordless, and I quote from the manufacturers specn :
AHS 41 Accu ....work with a powerful 14.4-Volt battery in nickel cadmium technology. The capacity of this battery is sufficient for up to 55 minutes of operation under load.
However they say in different part of the specn that the battery capacity is 1.5Ah. To my my mind something doent compute!
Anybody like to comment?
55minutes will not be enough to cut the whole hedge, but gives me an excuse to do it in 3 or 4 tranches. Without the hassle of having to get the extension cable out etc it would seem a practical alternative.
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pmh (was peter)
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Personally I prefer the hassle of the extension lead
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I'd buy a petrol one. Look on eBay. I bought a reconditioned 35cc petrol trimmer for £55. Much more power than electric and safer with no lead to trip over or slice through.
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Work have now given me a new mobile phone to use alongside the Blackberry. Both phones have USB type sockets for charging. To save hassle it would be useful for me to leave one charger on my desk and the other at home. Both chargers put out 5 volts one at 0.5amps the other at 550microamps. Are these close enough as make no difference or will the Blackberry melt ?
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PU - one is 0.5 amps, and the other is 0.550 amps. The difference is not even a tingle on the tongue!
But to be technical, the numbers you quoted are the chargers continuous safe MAXIMUM. ie the most they can pump out 24 hours a day without melting. The chances are the blackberry and phone are drawing no more than 300 milliamps.
Summary
Safe as hourse.
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TourVanMan TM < Ex RF >
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houses of course
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TourVanMan TM < Ex RF >
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agree with TVM, safe as ponies.
Do the same myself with Blackberry, N92 and Razr.
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Come on TVM get your arithmetic correct.
PU posted microamps!
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pmh (was peter)
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my fault the 550 refers to Micro Amps
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just re-read, I posted what I wanted to post !
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micro = 10power-6
milli=10power-3
milliamp generally abbreviated as mA
micro generally abbreviated as greek letter mu (u with a tail)
I cannot believe you have a mains charger rated as 550 microamps!
Everybody else has read what you posted as how they expected to see it ie milliamps.
Either it is a chinese mislabelled charger or somebody has invented a new technology!
Sorry, I started as nit picking, but have now gone educational.
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pmh (was peter)
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After all that, the Blackberry charger won't charge the Motorola !
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I am very surprised, but 2 questions,
Are they both DC chargers and is the polarity correct?
Look for any symbol on the charger like wavy parallel lines next to to the 5v indication or something similar?
Look for a pair of concentric circles with a polarity symbol assocaited with them.
Describe what you can make of the label wrt to these 2 comments.
These arn't the only ways it could be marked, but may give us a further clue.
Are the connectors identical and do they make good contact. Look particularly at the length of the centre pin assuming they are conventional comnnectors.
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pmh (was peter)
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Blackberry
DC Output 5.0v --- then a dash with dots beneath 0.5A
Motorola
As above (exactly) and then 550mA
Both are tipped with USB connectors.
In theory they should work. I'm not going to risk connecting the Motorola charger to the Blacklberry (I already broke one!) but the Blackberry charger into the Motorola ain't charging. MOtorola and Blackberry charge fine from their respective chargers.
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www.lamothe-approvals.com/Articles/commonsymbols.h...m
this took some finding, and must be interpreted carefully since it is an american interpretation of the symbols.
However from what you say below I cannot think of any reason why they aren't interchangeable!
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pmh (was peter)
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unless they are not proper usb ports ont he devices.
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TourVanMan TM < Ex RF >
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Right. Certainly is a pukka USB on the Blackberry, the IT geek we have plugged in a lead from a PC onto my old one in a last ditch effort to revive it after it died.
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Time has come for me to start using dust removing devices against the dust that gets into the house.
Dust rather than smells. So a fan assisted electrostatic air cleaner looks the way to go. The filters in these can be taken out and washed rather than needing regular replacement due to getting blocked up.
My largest room is sort of 35 square metres and stopping dust settling over that area could be a problem using just one filter if, as seems likely, the effective cleaning area does not spread out very far from the placed device.
I have seen a picture of a Prem-I-Air 25 watt one that is 68 cm high with a 21 x 16 cm base area and it says it is suitable for rooms up to 40 square metres.
Is a tall one better than a squat one? I guess so but have no comparative experience. Where the air intake and exhaust are seems important.
Anyone got any experience/advice using one of these or similar?
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Baxi Clean air systems (based in Lancs - Ribbleton?) used to do something like this. If it's the whole house, they do a system that sucks air out of the house and refreshes with air from outside, while using a heat exchanger to get the heat out of the outgoing air. For a single room, they do a glorified airbrick that does the same.
Problem is, a quick internet search suggests they have been bought by Vent Axia, so you might have to dig a bit to find them.
Perhaps a good question is "Why do you need to do this?" If it's for asthma, then track down Baxi - Southampton Uni did some research on the effects of their solution and it was very encouraging.
V
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Baxi is based in Bamber Bridge, just outside Preston. Website:
www.baxigroup.com/baxi/baxi.nsf
Been there for many years, but of course now much more diversified.
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"Why do you need to do this?"
Because I can write my name in the dust in my lounge about a couple of weeks after dusting. Truth is I should have done something about it a long time ago.
What a good idea balanced flue central heating is. The air does not flow through the house on its way to feeding the boiler with dust falling out along the way. Gatwick and a factory estate are not far enough away.
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Baxi Clean air system
Thanks for that, Vin/Stuart Their wesite is not very good for info. so I have emailed them. Controlling the air coming into a house is the way to do it if you can.
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I'm applying for the kids passports and the form asks for my and my wife's passport number. so of course, can't find the wife's passport.....
Has anybody got their old and current passport handy? is the number the same i.e. YOU get a passport number or is it unique to each one issued? I've found her old passport and considered using the old number, or maybe just leaving it blank as if she doesn't have a passport.
Thanks in advance
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SFAIK passports have a unique number - I have 2 + one expired one (don't ask!) and they have different numbers. At the risk of asking the obvious - how is your wife going to travel if you can't find her current passport?
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SFAIK passports have a unique number - I have 2 + one expired one (don't ask!) and they have different numbers. At the risk of asking the obvious - how is your wife going to travel if you can't find her current passport?
We'll turn the house upside down if need be - we're travelling on 23rd December.
Don't worry, it'll turn up. Like it did four minutes before the cab taking us to the airport for our honeymoon arrived. Life's never dull.
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If you really can't find her passport you can always declare it lost and apply for another. There is a procedure for doing this and I guess the Passport Agency website will tell you how to set about it - good luck!
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Thanks for replies. Looking at Madam's old passport, i have a funny feeling that the current one will run out in late October anyway, so we'll declare the current one lost and replace it.
Thanks
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I am looking at my 4 passports - 3 out of date and 1 current - and they all have different numbers.
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>They are URNs - Something deep there PU. Funeral Urns He urns she urns. You name them but please tell me what yours are.
Phil I - Acronym phobic pensioner with failing memory sticks.
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LOL - Unique Reference Numbers. They are specific to each passport regardless of what was one your old/dodgy one.
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Thanks for that PU Have added to my little green book of acronyms.
Bought some extra memory for one of my computers earlier in the week. Has made an enormous difference to its performance. Pity nothing similiar for homo sapiens:-(
Phil I
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Otherwise known as your LGBoA
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TourVanMan TM < Ex RF >
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>Otherwise known as your LGBoA
Had me racking what is left of the grey matter there for a moment RF, I blame it all on my daughter's Labrador.
Phil I
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Otherwise known as your LGBoA
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you mean that england/leeds footballer lea bowya.
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The transformer of my home office desk lamp has ceased to operate and produces no output (confirmed with multimeter) despite becoming much, much, hotter than in normal use. The casing is fully moulded and there is no easy way to cut it open, so it will be consigned to the bin.
I don't want to ditch the lamp itself though as it is of a very aesthetically pleasing and well engineered design and gives exactly the pool of light I need; it is however no longer in production so I want to replace just the transformer even if in so doing I spend as much as buying a complete new lamp of another type.
Now my question; the 12v AC power plug & socket is comprised of a flat blade and adjacent round pin; does this convention have an industry accepted name, please, that will help find a direct replacement transformer? ie a similarly rated transfomer that will directly accept the plug from the lamp's power lead?
Of course I can cut the plug off the lead to the lamp and replace it with another, but it would be nice to keep it if I can.
For info in the event that the plug naming question becomes irrelevant as a fellow BRer can point to a direct replacement; the transformer label reads "AC-AC 35-66-12BT 220-240V 42W 12v~2.92A 35VA 1353535".
Cheers.
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in the seventies it was called a 2 pin din
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If the type of lamp and transformer is still being produced, you should find a description on this website:
www.globalspec.com/
tinyurl.com/k8n5n (at same website)
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What\'s for you won\'t pass you by
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Or may be you are describing this type of lead:
www.maplin.co.uk/Module.aspx?ModuleNo=1100&doy=2m1...5
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What\'s for you won\'t pass you by
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Or may be you are describing this type of lead: www.maplin.co.uk/Module.aspx?ModuleNo=1100&doy=2m1...5 - - - - - - - - - - - - - - - - - - - - - What\'s for you won\'t pass you by
thats the one ikea use this on most of their lamps.
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>>this type of lead>>
..should read type of plug...
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What\'s for you won\'t pass you by
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Or may be you are describing this type of lead: www.maplin.co.uk/Module.aspx?ModuleNo=1100&doy=2m1...5 - - - - - - - - - - - - - - - - - - - - - What\'s for you won\'t pass you by
Indeed I think I am, and I see that oldman was correct in his assumption.
Many thanks to you both; I can now narrow down my searches considerably.
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Sorry for bringing up mobiles again! I've not been interested in the more gimmicky aspects of phones up till now, as talking and texting was all I needed. However, I'm spending more time on the road these days and the phone I currently have (Nokia 5210) is not Bluetooth-capable, which means I either have to pull over for a call or take the risk of driving & talking. When I enquired at a phone shop about a car kit, they said the only option for my phone was something hard-wired into the car, which I don't want to do as I swap between cars.
So, looks like a new phone is in order. At the same time, I've been thinking that I'd like a digital camera that's capable of taking wide angle shots, in order to get pictures of things like landscapes, sunsets, or a row of fifteen trikes in one shot without having to be 40 feet away ;-). I'd rather it was compact enough to fit in a pocket.
I think every new phone on sale now has Bluetooth capability, but I'd like to know whether cameraphone technology has advanced to the stage where I can get the kind of good quality pictures I want, which can simply be uploaded to my PC via USB. Or would something like that be so expensive that I'd be better off getting as cheap a phone as I can and getting a decent camera separately?
--
andymc
Vroom, vroom - mmm, doughnuts ...
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See:
www.nokia.com/nseries/index.html?loc=inside,main_n...0
Other variants from left hand men.
Reviews and offers for this and other makes and models:
www.mobile-phones-uk.org.uk/nokia-n80.htm
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What\'s for you won\'t pass you by
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Well I guess the cheap route is to get a wired headset and a dash clamp for the 5210, total cost about a tenner I should think. Having said that the latest phones do have fairly respectable cameras, I took this with the Nokia N73 I'm currently using.
i10.tinypic.com/4bjgj8g.jpg
Yes the church spire is really wonky!
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Can't you get a pop port hands free for £5 from Tesco? I used to use one (I have now gone to Bluetooth) Have the handsfree plugged into the phone and the earpiece is either in your ear, or sitting in your shirt or jacket pocket.
Have the phone set to automatic answer and Bingo! you're in business.
Gild the lily and have an air vent phone holder fitted for another fiver and you can see who is calling you and answer appropriately.
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I am about to sell a stand alone (i.e. not at a house) carport. Basically it's a single reserved parking place with roof held up by four posts. Don't ask how I bought it - it's a long story going back 26 years. Any solicitor's fees would make the entire deal not worth it - so I either keep it and rent it as now, or sell it with a bit of DIY legal work. I suspect the buyer would not any legal hassles so the paper work would be down to me. There would be no mortgage, no searches, no agent fees just a simple(???) transfer of ownership and a few pounds paid. Where might I find any more information about how to do it?
I don't have grand ideas about its value - it's not in Kensington and worth £100,000 - it's grotty South London and about £1000.
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I am not from the legal world, but my first question is: is the land registered at the Land Registry?" If not then I would get it registered first.
The Consumer Association publish a guide to how to do the legal side of selling a house. This would be worth getting a copy of. The requisite legal forms you would need are available from legal stationers like Oyez.
The other alternative I would suggest is, do you have free legal advice as part of you home insurance? If so, it would be worth having a chat as they should be able to give clear simple advice as to what you must do. Preferably do this after reading the book mentioned above so you understand what is normal and what you need to do.
I feel sure one of the legal profession will give better and fuller advice than mine, but I hope this helps.
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Roger
I read frequently, but only post when I have something useful to say.
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www.landregistry.gov.uk
Should tell you all you need to know. As noted above, if not registered, probably easier to register first - saves you having to do a conveyance, then register. Once registered I think it's a simple matter of filling in the transfer form for the LR and away you go.
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RichardW
Is it illogical? It must be Citroen....
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Thanks x 2. The land registry site is having a bit of trouble just now so I'll go back later. If it's registered ( and I think it is) it all sounds plain sailing. I need to dig out the papers to check, but they're in a deliberately difficult place to find and it'll take a while.
Someone also mentioned to me that by advising the land registry they can then get Revenue & Customs to check up if you haven't declared a capital gain. Thinking about it, the CGT may make me put it of until April next year anyway.
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>Don't do it.
What !! No declaration of interest. Standards are going down all the time Tut Tut.
Phil I
ps. I agree.
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